Trading Tools

Margin Calculator

Calculate the margin required to open and hold a forex position. Understanding margin requirements helps you manage leverage effectively and avoid unexpected margin calls.

Understanding Margin

Margin is not a fee or a cost — it is a portion of your account equity set aside as a good-faith deposit to open and maintain a leveraged position. Think of it as collateral. When you close the trade, the margin is released back to your account (adjusted for any profit or loss). The higher your leverage, the less margin is required — but this also means each pip of movement has a larger impact relative to your deposit.

Parameters

Enter your trade details below

Margin calculated in US dollars

1 EUR = X USD

lots

1 standard lot = 100,000 units

Higher leverage = lower margin required, but higher risk

EUR/USD

Approximate current rate (editable)

Results

Your calculated margin requirement

Required Margin

$1,085.00

at 1:100 leverage

Notional Value

$108,500.00

Full position value

Margin %

1.00%

Margin / position value

Contract Size

100,000

Total units traded

Leverage

1:100

1.00% margin rate

Same Position at Different Leverage

1:10$10,850.00
1:30$3,616.67
1:50$2,170.00
1:100$1,085.00
1:200$542.50
1:500$217.00

Formula

How margin is calculated step by step

1

Calculate Notional Value

Notional Value = Lot Size x Contract Size (100,000)

1.0 lots x 100,000 = 100,000 units

2

Convert to Account Currency

Quote is USD: Value in USD = Notional Value x Exchange Rate

100,000 units x 1.0850 = $108,500.00

3

Apply Leverage

Required Margin = Value in USD / Leverage

$108,500.00 / 100 = $1,085.00

The Double Edge of Leverage

High leverage (e.g., 1:500) means you need very little margin to open large positions, but it also means small price movements can wipe out your deposit quickly. A 1% adverse move on a 1:100 leveraged position results in a 100% loss of your margin. Most regulated brokers in the EU and Australia cap retail leverage at 1:30 for major pairs. Always ensure you understand the risk before using high leverage.

Margin Requirements for EUR/USD

Required margin at different leverage levels for the selected pair (at rate 1.0850)

LeverageMargin Rate0.01 Lot0.1 Lot1.0 Lot
1:1010.00%$108.50$1,085.00$10,850.00
1:303.33%$36.17$361.67$3,616.67
1:502.00%$21.70$217.00$2,170.00
1:1001.00%$10.85$108.50$1,085.00
1:2000.50%$5.43$54.25$542.50
1:5000.20%$2.17$21.70$217.00

Margin Call & Stop-Out Levels

What happens when your margin runs low

Margin Level

Margin Level (%) = (Equity / Used Margin) x 100

Your margin level indicates how much of your account equity is being used as margin. A healthy margin level is typically above 200%. Brokers monitor this continuously.

Margin Call

A margin call occurs when your margin level drops to a broker-defined threshold, commonly 100% (meaning your equity equals your used margin). At this point, you can no longer open new positions. Some brokers issue a warning at 120%. The margin call is a signal to either close positions or deposit additional funds.

Stop-Out Level

If your margin level continues to fall — typically to 50% or lower — the broker will automatically begin closing your positions, starting with the largest losing trade. This is the stop-out level. It exists to prevent your account from going into negative balance. Different brokers use different stop-out levels; always check your broker's terms.

For educational purposes only. Not financial advice. Exchange rates and margin calculations are approximate. Actual margin requirements vary by broker, account type, and regulatory jurisdiction. Always verify with your broker before placing trades. Trading forex on margin involves significant risk of loss.